Myciti — Best Buy

: The standard cards typically have no annual fee, though some versions of the Visa Gold may carry one.

: New cardholders can earn a total of 15% back in rewards on their first day of purchases within 14 days of account opening. Visa-Specific Rewards : 3% Back : Gas station purchases. 2% Back : Grocery stores, dining, and takeout. 1% Back : All other purchases outside Best Buy. Financing vs. Rewards myciti best buy

: Points are converted into certificates that generally expire after 60 days . Application Requirements : The standard cards typically have no annual

: Earn $5 in reward certificates for every $100 spent on qualifying purchases when choosing "Standard Credit". 2% Back : Grocery stores, dining, and takeout

: Typically requires a score of 700 or better for the best chance of approval.

: Citibank primarily pulls from Experian but may use TransUnion or Equifax. If you'd like, I can help you: Compare the Store Card vs. Visa Card features.

The , issued by Citibank , are designed to reward frequent shoppers with significant back-in-rewards and flexible financing options. Depending on your credit profile, you may be approved for either the Store Card (usable only at Best Buy) or the Visa® Card (usable anywhere Visa is accepted). Core Reward Benefits