Consider whether your money would earn more in an investment account than you would save by putting it toward the house.
While there is no single "correct" amount, most home buyers need a down payment ranging from of the purchase price . The specific amount you need depends on your loan type, credit score, and financial goals. Minimum Down Payment Requirements by Loan Type
Require 0% down for homes purchased in eligible rural areas. The "20% Rule" and PMI when buying a house how much downpayment is needed
These typically range from 2% to 5% of the home's purchase price.
Typically require at least 3% down for first-time buyers and 5% for others. Consider whether your money would earn more in
A lower score might require a higher down payment to qualify for better interest rates.
For decades, 20% was considered the gold standard for a down payment. While no longer strictly required, hitting this mark offers two major benefits: Minimum Down Payment Requirements by Loan Type Require
Require a minimum of 3.5% down if your credit score is 580 or higher.
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