The exact score you need depends entirely on the type of mortgage you apply for: Mortgage Type Minimum Credit Score Required Key Details 620
If you are planning to shop for a home, prioritize managing your credit history at least 6 to 12 months in advance. What credit score is needed to buy a house? | Fidelity what credit score you need to buy a house
You will easily qualify for standard loans with competitive interest pricing. The exact score you need depends entirely on
Unlocks the lowest possible monthly payments and top-tier loan terms. Unlocks the lowest possible monthly payments and top-tier
For veterans and active military. Most private lenders set an internal floor of . USDA Loans No official minimum
Backed by the government and extremely popular with first-time buyers with lower credit. No official minimum
According to FICO , jumping from a score in the low 600s to above 760 can yield over $70,000 in saved interest over a 30-year mortgage on a typical loan. 🛠️ How to Prepare Your Credit Before Applying