Things To Know When Buying First Home Apr 2026

: Most popular; requires a 620+ credit score and as little as 3% down for first-time buyers.

Beyond the purchase price, you must budget for several additional expenses: 7 Tips for First-Time Homebuyers - DFPI things to know when buying first home

: Zero down payment options for eligible veterans or buyers in designated rural/suburban areas. : Most popular; requires a 620+ credit score

: Ideal for lower credit (580+) or smaller down payments (3.5%); however, these require permanent mortgage insurance (PMI). : Most popular