Regular savers offer the highest rates for those who can commit to monthly deposits, often requiring an existing current account with the provider.
: 7.1% variable for six months (max £300/month); requires a Zopa "Biscuit" current account. savings best buy tables
: 7% fixed for one year (max £300/month); requires monthly deposits and allows no withdrawals. Regular savers offer the highest rates for those
Fixed bonds are best if you can lock your money away to guarantee a return, as rates are expected to slide further in 2026. Best Savings Accounts in the UK (April 2026) savings best buy tables