Savings Account «Trusted»

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The user selects a target (e.g., "3 Months of Expenses"). savings account

Most savings accounts are static. "The Safety Net" is an active automation layer that uses Predictive Round-ups and Tax-Refund Logic to help users reach an emergency fund goal without feeling the "pinch" of manual transfers. Key Components AI responses may include mistakes

The app scans the last 90 days of transactions to determine the "Burn Rate." or Venmo reimbursement)

Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?"