Santander Mortgage Buy To Let -

Santander's BTL offerings are primarily designed for landlords with . They recently increased their total portfolio limit to 10 properties , but they will only provide the mortgage for up to 3 of those at any one time. This makes them a strong choice for "accidental" or small-scale investors seeking streamlined service over complex institutional lending. Core Product Features (2026)

Recent April 2026 data shows fixed rates starting around 3.55% for a 60% LTV purchase. They have recently been aggressive with rate cuts of up to 0.28% to stay competitive with other major lenders like HSBC and Halifax . santander mortgage buy to let

Experts note that Santander often has some of the lowest maximum product fees on the market, which can significantly lower the upfront cost of an investment. Eligibility & Affordability Rules Core Product Features (2026) Recent April 2026 data