Questions | To Ask When Buying Car Insurance

Beyond the state-mandated minimums, you need to know exactly what risks are covered. Ask if the policy includes:

Don't assume everyone is covered. Clarify if the policy covers:

Protects you if you're hit by someone with little or no insurance. 2. Who is covered to drive my car?

When buying car insurance, asking the right questions can help you avoid gaps in coverage and ensure you’re not overpaying. Here are the essential questions to ask your insurance agent or representative to find the best policy for your needs.

Covers non-collision damage like theft, vandalism, or natural disasters.

Many companies won't apply discounts unless you ask for them specifically. Inquire about: 8 questions to ask before buying auto insurance | III

Coverage for bodily injury and property damage you cause to others.