Pas Requirements Home Buying -

To obtain a pre-approval, lenders generally require documentation and proof across four main categories:

: Your credit profile determines your eligibility and interest rate.

for the last 60 days (checking, savings, and money market accounts). Investment statements (401k, IRA, or brokerage accounts).

(e.g., a new car loan or credit card). Avoid large, unexplained deposits into your bank accounts.