Medicaid Buy — In Program Ny

Must have a disability as defined by the Social Security Administration (SSA) or New York State.

The program features two sets of financial tests: income and resources. Individual: Up to $79,885 per year.

Unlike traditional Medicaid, which often requires a "spend-down" of excess income, the MBI-WPD program has significantly higher income and resource limits, allowing participants to build savings and financial independence. medicaid buy in program ny

Medicaid can be used alongside Medicare or private employer-sponsored health insurance to cover costs like copays, premiums, and services (such as personal care attendants) that private plans might not cover.

Up to $108,285 per year (if both are disabled and working). Resource Limits: Individual: Up to $33,038 in non-exempt resources. Couple: Up to $44,796 . Must have a disability as defined by the

Participants do not have to "spend down" their excess income to qualify for Medicaid services.

Note: Certain assets like your primary home, one vehicle, and retirement accounts (e.g., IRAs, 401ks) are generally and do not count toward these limits. Program Benefits Resource Limits: Individual: Up to $33,038 in non-exempt

Must be engaged in paid work (this includes part-time, full-time, and self-employment). Financial Limits for 2026