Massachusetts Home Buying Programs Info

: For those earning 60%–135% of AMI. As of April 2026, a temporary expansion offers 0% interest on these loans for eligible buyers who lock their mortgages by July 31, 2026.

A matched-savings program by the Massachusetts Affordable Housing Alliance (MAHA) that provides up to for first-generation homebuyers. Local & Targeted Programs Homeownership - Massachusetts Housing Partnership massachusetts home buying programs

The following programs are available throughout the Commonwealth: : : For those earning 60%–135% of AMI

: For homebuyers with household incomes below 60% of the Area Median Income (AMI). massachusetts home buying programs

: Includes "MI Plus" mortgage insurance, which can pay your mortgage for up to six months if you lose your job. ONE Mortgage Program (MHP) :