Any legal judgments, administration orders, or sequestrations.
A month-by-month record showing if you’ve paid accounts on time over the last five years.
But what exactly is an ITC credit check for, and why should you care? Whether you're eyeing a new home or just want to keep your finances in check, here is why this report is one of the most important documents you’ll ever own. What is an ITC Credit Check For?
Details on your home loans, car finance, store accounts, and credit cards.
At its core, an ITC check is a deep dive into your financial reputation. Lenders use this data to decide if they can trust you with their money. Your report typically includes:
A high credit score (derived from your ITC check) proves you are a low-risk borrower. This doesn't just get you a "yes" on loan applications—it gives you the power to negotiate lower interest rates, potentially saving you thousands of Rands over the life of a bond or car loan.
