Look into low-down-payment loans or first-time buyer grants.
: Beyond the mortgage, you must account for property taxes, maintenance, and homeowners association (HOA) fees. is buying a house hard
The hardest part for many is the upfront cost. Lenders look at the "4 C’s"—Capacity, Capital, Credit, and Collateral—to decide if you're a safe bet. Look into low-down-payment loans or first-time buyer grants
Get pre-approved and be ready to move fast when a house hits the market. Why It's So Hard to Buy Your First Home in California you must account for property taxes