The most direct route, where you pay the full purchase price upfront using liquid funds.

You own 100% of the property from day one, with no monthly principal or interest obligations. 2. Seller (Owner) Financing

The seller acts as the "bank," allowing you to pay them in installments rather than a lump sum. 4 Alternative Ways to Buy a Home Without a Mortgage

Cash offers are highly attractive to sellers because they eliminate the risk of financing falling through. You can often negotiate a 5-10% discount or have the seller pay closing costs.