Buying a home after a Chapter 13 bankruptcy is often possible much sooner than with other types of bankruptcy, sometimes even while you are still in the middle of your repayment plan.
*Requires written permission from the bankruptcy court or trustee.
For government-backed loans (FHA, VA, USDA), you don't necessarily have to wait for the entire 3- to 5-year repayment plan to finish. You may qualify if:
