: For traditional DHAP, the home price cannot exceed $342,000 for both new and existing homes.
: The loan is interest-free and forgiven over time: 5 years for amounts under $15,000. 10 years for $15,000–$40,000. 15 years for amounts exceeding $40,000. Targeted Community Extensions home buying programs in dallas tx
: Typically restricted to households earning 80% or less of the Area Median Income (AMI) . : For traditional DHAP, the home price cannot
If a property falls outside city limits or DHAP funds are depleted, statewide programs offer robust alternatives that can often be "stacked" with other aid. Dallas Homebuyer Assistance Program 15 years for amounts exceeding $40,000
In 2026, the landscape for home buying programs in Dallas, TX, is shifting toward third-party administration and targeted community support. Whether you are a first-time buyer or a long-term resident, these programs offer substantial financial relief to bridge the gap between rising home prices and affordable monthly payments.
: Aimed at teachers, healthcare workers, and first responders, this track allows for higher income limits (up to 120% AMI ) and removes the sales price cap.
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