Help To Buy Mortgages Uk Apr 2026

: Specific new-builds sold at a 30%–50% discount to local first-time buyers and key workers.

💡 : If you already have a Help to Buy loan, you must repay it when you sell the home, finish your mortgage term, or can choose to pay it off early in chunks (usually 10% of the current market value). To help you find the best path,a 95% Mortgage? Find regional price caps for your specific area in the UK? help to buy mortgages uk

: Get a 25% government bonus (up to £1,000/year) on savings for a first home. : Specific new-builds sold at a 30%–50% discount

: Lenders offer 95% mortgages backed by the government to help those with 5% deposits. Find regional price caps for your specific area in the UK

Know which the best rates for low-deposit buyers? Help to buy mortgages - Barclays

: After 5 years, you pay a monthly fee (starting at 1.75% ), which increases annually by inflation plus 1%. 🏗️ Help to Buy in 2026: Current Options

: Most lenders offer 4 to 4.5 times your salary.