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Read guide →A newer option for both first-time and repeat buyers with higher income limits and purchase price maximums (up to $650,000 ). General Requirements: Credit Score: Minimum middle score of 640 .
Provides up to $12,500 for households with a family member living with a disability.
Buyers must contribute at least $1,000 of their own funds.
These loans typically have no monthly payments and are only repaid if you sell, refinance, or move out. City & County-Specific Programs
Georgia offers several home buying assistance programs, primarily structured as rather than traditional grants. While many are statewide, major cities like Atlanta and Savannah offer specialized funding that can provide significant support—sometimes up to $50,000 —for low-to-moderate-income buyers. Statewide: Georgia Dream Homeownership Program
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A newer option for both first-time and repeat buyers with higher income limits and purchase price maximums (up to $650,000 ). General Requirements: Credit Score: Minimum middle score of 640 .
Provides up to $12,500 for households with a family member living with a disability.
Buyers must contribute at least $1,000 of their own funds.
These loans typically have no monthly payments and are only repaid if you sell, refinance, or move out. City & County-Specific Programs
Georgia offers several home buying assistance programs, primarily structured as rather than traditional grants. While many are statewide, major cities like Atlanta and Savannah offer specialized funding that can provide significant support—sometimes up to $50,000 —for low-to-moderate-income buyers. Statewide: Georgia Dream Homeownership Program
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