Georgia: Dream Home Buyer Program

The is a state-funded initiative designed to help low-to-moderate-income families purchase homes by providing affordable 30-year fixed-rate mortgages and significant down payment assistance. Managed by the Georgia Department of Community Affairs (DCA) , the program can provide up to $12,500 in assistance, which is typically structured as a 0% interest deferred second mortgage that only requires repayment when you sell, refinance, or move. Down Payment Assistance Tiers

Provides $12,500 (or 6% of the purchase price) for public safety employees, educators, healthcare workers, and active military. georgia dream home buyer program

Prepare the last three years of IRS transcripts and personal tax returns. Apply for the Georgia Dream Homeownership Program The is a state-funded initiative designed to help

You must work through a Participating Lender to pre-qualify. Prepare the last three years of IRS transcripts

Max home price of $550,000 ; max income of ~$130k (1-2 persons) or ~$150k (3+ persons).