Current Mortgage Loan Apr 2026

As of today, , national average mortgage rates have trended slightly lower over the last week. The 30-year fixed-rate mortgage currently averages around 6.40% , while the 15-year fixed-rate is lower at approximately 5.68% . 📈 Current Average Rates

Refinance rates typically run higher than purchase rates; for example, the 30-year fixed refinance average is roughly 6.68% today. 🏠 Homebuying "Content" Strategy current mortgage loan

Lower rates have triggered an increase in both purchase applications and refinance activity. As of today, , national average mortgage rates

Below are the estimated national averages for common loan products: 6.11% – 6.40% 15-Year Fixed: 5.45% – 5.73% 30-Year FHA: 5.38% – 5.91% 30-Year VA: 5.68% – 5.93% 7/1 ARM: ~5.73% 💡 Key Market Insights As of today