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Before McNamara's cardboard card, merchants in the 1800s and early 1900s used metal coins or "Charga-Plates" to let regular customers buy on credit locally.
: A few months later, he returned to that same restaurant and paid using a small cardboard card—the Diners Club card .
Secret History Of The Credit Card - Interviews | FRONTLINE - PBS
: It was the first multipurpose charge card. Within a year, it grew to over 42,000 members and was accepted at 27 restaurants. Evolution of the "Plastic" Era
: American Express launched its first card, and Bank of America introduced the "BankAmericard," which eventually became Visa .
: To settle the bill, his wife had to drive down and pay for him, an embarrassment he didn't want to repeat.
