Cigna Dental Buy Up Plan Apr 2026

: Most buy-up options are Cigna Dental PPO (DPPO) plans, meaning you can see any licensed dentist, though you save more by staying in-network.

: Many plans include the Oral Health Integration Program , which provides extra reimbursements for members with specific medical conditions (like diabetes or pregnancy) that affect dental health. Is it Worth it? cigna dental buy up plan

: You may get up to $2,000 or $3,000 in total annual benefits, compared to lower limits on base plans. : Most buy-up options are Cigna Dental PPO

Whether you should "buy up" depends on your expected dental needs for the year. Dental Preferred Provider Organization (DPPO) Plans : You may get up to $2,000 or

: Routine exams, cleanings, and X-rays are typically covered at 100% with no waiting period.

: For non-preventive services like fillings, you often pay a 20% coinsurance after meeting your deductible, with the plan covering the remaining 80%.