Cheap Car Insurance Utah – Official & Extended

If you tell me more about your specific situation, I can provide a more tailored estimate: What is your ?

In Utah , car insurance rates are currently slightly below the national average. As of April 2026, the average cost for full coverage in Utah is approximately $2,283 per year ($190/month), while minimum liability coverage averages about $862 per year ($72/month). Cheapest Providers in Utah (2026) cheap car insurance utah

: Highly competitive for various categories, including the cheapest for full coverage ($87/month) and young drivers ($137/month) in some analyses. If you tell me more about your specific

💡 : Use a quote comparison tool or an insurance calculator to see real-time rates based on your specific vehicle and driving record. How to Lower Your Premiums Cheapest Providers in Utah (2026) : Highly competitive

Insurance rates vary by driver profile, but the following companies consistently offer the most competitive rates:

: Every policy must include at least $3,000 in Personal Injury Protection (PIP).

Utah is a , meaning your own insurance typically covers your medical expenses first, regardless of who caused the accident. Minimum Coverage (30/65/25) : $30,000 bodily injury per person. $65,000 bodily injury per accident. $25,000 property damage per accident.