Chase Car Buying (2024)

The journey typically begins with Chase's prequalification tool , which provides a borrowing estimate based on a soft credit check that won't affect your credit score.

Buying a car through Chase involves a digital-first process that integrates their financing with an online marketplace powered by TrueCar technology. By coordinating your loan and vehicle search in one place, you can often significantly reduce the time spent negotiating at a dealership. chase car buying

Once prequalified, you can browse Chase's online marketplace, which features inventory from a nationwide network of "Preferred Dealers". With your financing approved, you visit the dealership

: The platform provides real-time pricing information and daily inventory refreshes. Closing the Deal

: Chase Private Clients automatically receive a 0.25% rate discount on their approved APR when applying online.

With your financing approved, you visit the dealership to finalize the purchase. Shop Cars & Explore Auto Financing Options | Chase

: You can update your vehicle choice or loan terms at the dealership if needed, though this may impact your final rate. 4. Closing the Deal