Buying a car with Chase is designed to be a streamlined digital experience, from initial browsing to final dealer sign-off. As of early 2026, Chase emphasizes its marketplace, which integrates online shopping with immediate financing decisions. The Chase Car Buying Process
: Submit an official application online. If you are an existing customer, parts of the application will pre-fill, often leading to a decision within 2–3 hours . chase buy a car
: You can lock in your interest rate for 30 days (or 90 days for Teslas) once approved, protecting you from market fluctuations while you shop. Buying a car with Chase is designed to
: Typically, Chase does not finance vehicles older than 10 years or those with more than 120,000 miles. Shop Cars & Explore Auto Financing Options | Chase If you are an existing customer, parts of