: Prioritize vehicles with high ANCAP safety ratings .
: Account for registration (rego), stamp duty, Compulsory Third Party (CTP) insurance, and ongoing fuel/servicing.
Before looking at cars, determine your total budget, including "on-road" costs that go beyond the sticker price.
: With fluctuating fuel prices, hybrids and EVs are in high demand. Pure petrol models may offer better negotiation leverage if you do low mileage. 2. Financing Options
: In early 2026, competitive car loan rates generally sit below 8%.
Securing finance before visiting a dealership can give you a stronger bargaining position.
Buying a car in Australia in 2026 requires navigating a market that has shifted in favor of buyers due to stabilized supply and high dealer stock levels. Whether you are buying new or used, success depends on thorough research, understanding state-specific taxes like stamp duty, and prioritizing safety. 1. Research and Budgeting
: Many lenders, such as RACV , offer lower rates (around 5.09%) specifically for electric and hybrid vehicles.
: Prioritize vehicles with high ANCAP safety ratings .
: Account for registration (rego), stamp duty, Compulsory Third Party (CTP) insurance, and ongoing fuel/servicing.
Before looking at cars, determine your total budget, including "on-road" costs that go beyond the sticker price.
: With fluctuating fuel prices, hybrids and EVs are in high demand. Pure petrol models may offer better negotiation leverage if you do low mileage. 2. Financing Options
: In early 2026, competitive car loan rates generally sit below 8%.
Securing finance before visiting a dealership can give you a stronger bargaining position.
Buying a car in Australia in 2026 requires navigating a market that has shifted in favor of buyers due to stabilized supply and high dealer stock levels. Whether you are buying new or used, success depends on thorough research, understanding state-specific taxes like stamp duty, and prioritizing safety. 1. Research and Budgeting
: Many lenders, such as RACV , offer lower rates (around 5.09%) specifically for electric and hybrid vehicles.