: Annuity rates in 2026 have remained near 15-year highs due to favorable interest rate environments.
: At 70, you have a clear picture of your fixed costs and your Social Security income. An annuity can act as a "personal pension" to bridge the remaining gap. The Best Types of Annuities at 70 buying an annuity at 70
For example, as of April 2026, a healthy 70-year-old might see an annual payout rate of roughly , compared to just 6.85% for someone age 60. : Annuity rates in 2026 have remained near
Should a 70-year-old buy an annuity? Here's what to know now. as of April 2026