: Obtain a mortgage pre-approval letter from a lender. This proves to sellers that you are a serious buyer with verified assets and income.
The Transaction from End to End - California Association of Realtors buying a home in california
Before viewing properties, you must establish your purchasing power. : Obtain a mortgage pre-approval letter from a lender
: Prepare at least two years of tax returns, 30 days of pay stubs, and recent bank statements for the underwriting process. 30 days of pay stubs
Buying a home in California involves a structured sequence of financial, legal, and inspection steps. Given the state's highly competitive market and unique environmental factors, the process typically takes . Phase 1: Financial Preparation