A Bond For A Child - Buying

You can purchase digital savings bonds directly from the U.S. government through TreasuryDirect.gov .

: You must hold the bond in your account for at least five business days before electronically delivering it to the child's linked account. Key Rules & Tax Tips Using bonds for higher education - TreasuryDirect buying a bond for a child

: Use the "Gift Box" feature to buy bonds ($25 minimum) using the child's Social Security number . You can purchase digital savings bonds directly from the U

: These pay a fixed interest rate and are guaranteed by the government to at least double in value if held for 20 years. Key Rules & Tax Tips Using bonds for

: These are designed to protect against inflation. They earn a combined interest rate: a fixed rate plus a variable rate that is adjusted every six months based on inflation.

: Within your account, you can create a "Minor Linked Account" for a child under 18.

: These are standard corporate or municipal bonds issued in smaller denominations (often $25 instead of $1,000) to make them more accessible to small investors. How to Buy Savings Bonds