: An essential security layer, like a text code or fingerprint, to prove you authorized the purchase.
He navigated to the checkout page of the antique restoration site. Instead of reaching for a credit card with its high interest rates and plastic sheen, Elias selected "Pay by Bank." He preferred the directness of it; it was his money, moving from his vault to theirs, no middlemen or debt involved. buy stuff with bank account
: The standard network for moving money between bank accounts in the US. : An essential security layer, like a text
: A nine-digit code identifying your specific financial institution. : The standard network for moving money between
The screen prompted him for his routing and account numbers. He typed them in carefully, the rhythmic tapping of his keys echoing the mechanical soul of the machine he was about to buy. A small window appeared, asking for multi-factor authentication. His phone buzzed instantly. With a quick thumbprint scan on his banking app, he authorized the transfer.