This is the most common route for retail investors. Funds like the iShares MBS ETF (MBB) or the Vanguard Mortgage-Backed Securities ETF (VMBS) pool thousands of mortgages, providing instant diversification.
Individual investors rarely buy single mortgage bonds directly. Instead, they typically access them through several channels: buy mortgage bonds
Mortgage Real Estate Investment Trusts (mREITs), such as Annaly Capital Management or AGNC Investment Corp , provide indirect exposure by investing in mortgage debt rather than physical properties. This is the most common route for retail investors
You can purchase individual mortgage-backed securities (MBS) through full-service brokers like Fidelity or Charles Schwab. Some specialized bonds, like those from Ginnie Mae, may require minimum investments of $25,000 . like those from Ginnie Mae