Car dealership specializing in used vehicles, as well as financing options for those with bad credit.
Based on local customer feedback and reputation, several dealerships offer dedicated BHPH or similar "alternative" in-house financing programs across the state. Team E-Z Auto buy here pay here car lots in nc
Lot selling used vehicles, many with warranties, and offering in-house financing without credit checks. 2nd Chance Auto of Smithfield Buy Here Pay Here Car dealership specializing in used vehicles, as well
Buy here, pay here (BHPH) dealerships in North Carolina offer in-house financing, meaning the dealer acts as the lender instead of a bank or credit union. This model is often a lifeline for those with poor or no credit, as approval typically depends more on proof of income and residency than a credit score. However, the trade-offs include higher interest rates (often topping 20%), more frequent payment schedules, and a limited selection of older used vehicles. 2nd Chance Auto of Smithfield Buy Here Pay