Paid to SAAQ on the greater of sale price or estimated value
: You must have two types of coverage: public liability through SAAQ (included in your license/registration fees) and private civil liability (minimum $50,000) from an insurance provider. 2. Sales Taxes in Quebec (2026)
Buying a car in Montreal requires navigating specific provincial tax laws, seasonal maintenance mandates, and specialized residency requirements for newcomers. As of April 2026, the landscape includes updated federal electric vehicle incentives and stricter tax rules for used vehicle sales between individuals.
: Trading in a vehicle at a dealership can significantly reduce taxes, as GST/QST are only calculated on the net price after the trade-in value is subtracted. 3. Electric Vehicle (EV) Incentives
For 2026, buyers can combine federal and provincial rebates for significant savings on eligible new EVs. Purchase or sale of a used vehicle - Change to QST rules
Quebec uses a unique two-tax system. The total tax rate for most dealership purchases is . GST (Federal 5%) QST (Provincial 9.975%) New from Dealer Paid to dealer Paid at SAAQ or to dealer Used from Dealer Paid to dealer
Paid to SAAQ on the greater of sale price or estimated value Not Applicable