Ask Laz: Is a Social Security number required to buy a new car?
Providing a Social Security Number (SSN) is standard for dealership financing and required for cash transactions over $10,000 to meet IRS reporting and OFAC compliance, though alternatives like ITINs are acceptable for non-citizens. While dealerships often mandate an SSN for identity verification and credit checks, it may not be necessary if financing is pre-arranged through an outside lender. Read a detailed breakdown at CarZing . buy a car with social security number