Best Buy Current Financing Offers -

: If any balance remains after the promotional period (even $1), interest is charged retroactively from the original purchase date.

Unlike a true 0% intro APR card, these are plans:

As of April 2026, Best Buy’s primary financing involves offers through the My Best Buy Credit Card . For a limited time through May 3, 2026 , new cardholders can choose between 15% back in rewards on their first day of purchases or flexible financing. Standard Financing Offers best buy current financing offers

: A "no credit needed" lease-to-own option with a 90-day purchase window. Best Buy Credit Card: Rewards & Financing

: On appliance and grill purchases totaling $599 and up . 24 Months : On home theater purchases totaling $799 - $999 and up . On unlocked phone purchases totaling $649 and up . Critical "Deferred Interest" Warning : If any balance remains after the promotional

If you don't want a store credit card, Best Buy integrates with several "Buy Now, Pay Later" (BNPL) services:

: Interest-free installments for purchases between $30 and $1,500. Standard Financing Offers : A "no credit needed"

: The standard variable APR is exceptionally high, currently approximately 30.74% . Alternative Financing Options