Best - Buy Credit Card Hardship Program

: These concessions are usually short-term fixes rather than permanent changes. How to Qualify

: Call the customer service number on the back of your card or visit the Citi Debt Management page . best buy credit card hardship program

If Citi denies your request, consider a non-profit credit counseling agency like DebtWave . Best Buy/Citi often works with these organizations to reduce interest rates and consolidate payments into a single monthly plan. : These concessions are usually short-term fixes rather

: You may receive a significantly lower APR for a fixed period, typically under 12 months. best buy credit card hardship program

: Be prepared to provide recent pay stubs, tax returns, or bank statements.

: Tell the representative, "I want to take responsibility for this debt but need a realistic solution due to financial hardship".