Best Buy Credit Card Comparison -

This table highlights the key differences between the two primary versions issued by Citibank. My Best Buy® Credit Card My Best Buy® Visa® Card Best Buy stores & BestBuy.com only Anywhere Visa is accepted Best Buy Rewards 5% back (6% for Elite Plus members) 5% back (6% for Elite Plus members) Gas Rewards Grocery/Dining Other Purchases Annual Fee $0 - $59 (depends on creditworthiness) Key Considerations for Your Choice

The cards are designed for frequent Best Buy shoppers, offering a choice between two main versions: a store-only card and a Visa card that can be used anywhere. As of 2026, both versions share a primary benefit of 5% back in rewards on Best Buy purchases, or the option for flexible financing on larger totals. Best Buy Credit Card Comparison best buy credit card comparison

The Visa version generally requires Good to Excellent credit , while the store-only version may be accessible to those with Fair credit . Expert Reviews & Recommendations This table highlights the key differences between the

New cardholders often receive an additional 5% back (for a total of 10%) on their first day of purchases within 14 days of account opening. Best Buy Credit Card Comparison The Visa version

You must choose between earning reward points or using deferred-interest financing on a per-purchase basis. You cannot get both on the same transaction.

Rewards are issued as Best Buy award certificates , which cannot be redeemed for cash or credit toward your statement balance.

33 comments

Astound us with your intelligence

  • Hi Keith,

    There are also some websites that function as proxies. Like a binocular into another website.  Sure the display format doesnt look pretty, but fastest for me!

  • tm(unifi) is fuck it block all i use vpn speed i get only 10 kbps, first time i use vpn i get 500kbps after that dead

    • Hi Fauzi,

      I can vouch that I constantly use my office VPN at home with no issues. There are some latecy issues although I’m not entirely sure if that is caused by my VPN, Unifi or home WiFi.

  • It seems that the writer of this post is the owner of Bolehvpn. No wonder he encourages you lots on taking his product.

  • I have tried many ways, free and paid ways to open blocked websites, I think vpn works better than others, this is what I can recommend,try the service before you pay for it!

    I ordered my account from http://saturnvpn.com the price is great. 1Months $3.3 , 3Months $7 and 12 Months $16

    It has free test account and you can try the service for free.

    http://saturnvpn.com/free-test-account/

    It supports all protocols(PPTP, L2TP, OpenVPN,CiscoVpn), And you don’t have to buy different accounts for different devices(use 1 account to connect on your computer and your mobile at the same time)

  • Hey Keith, your excellent article is nothing but excellent, and yes, so long as providers here continue being silly enough to use DNS block, I wish that they’ll continue to be ignorant. But a note on proxy sites. They don’t work all the time even if you set them to receive cookies. Certain sites which require cookies and a loginid would not be accessible still.

    I’ve even gone as far as to put myself into ToR sometimes, but take note that encapsulating connections into the onion router would slow down your throughput considerably and is not recommended for games and such.

    • You’re right, TOR does slow things down. But the benefit of using TOR is two-fold, one is that you have anonymity (somewhat) and you provide cover traffic for others hoping to use for far more noble intentions.

      Thanks for the comment 🙂

  • I would like to share my experience
    1) free vpn
    If u are using chrome or firefox browser, you can use zenmate vpn
    as the extension in the browsers. Once you open the browsers, you
    the vpn will be activated
    2) router with cable
    some routers do not have the capability of a repeater so you need to buy
    a long cable and attached it to the router. Let us say the router name is
    “Router1”, so if you hook up to router1, the websites is not blocked provided
    you change the DNS to OpenDNS
    3) router with repeater capabilities
    The router is slightly expensive but you do not need the long cable.
    You can place the router in any part of the house and set it to repeater
    mode (follow router instructions) and you have the option to choose the
    router name as same as the unifi router name or set a new name for itself.
    Please set it to a different name say “Router2”. When you hook up to
    router2, the block websites is unblock

    I have experimented with all 3 methods above

    • I don’t know about Zenmate, but Hola which is a free ‘VPN’ is not something I recommend for reasons I cover elsewhere on the blog.

      As with point 2 and 3, I don’t quite get why a repeater would somehow ‘un-block’ websites? I suspect you’re just changing DNS settings, which can be done without any new router (with or without repeater functionality)

  • i use pdproxy before and it works fine.. suddenly i cant connect with pdproxy (both free user and premium acc).. i dont know why but i guess they(1bestari net service provider – YTL) stop or blocked any connection from pdproxy

  • It seems that the writer of this post is the owner of Bolehvpn. No wonder he encourages you lots on taking his product.

  • Hi Keith,

    There are also some websites that function as proxies. Like a binocular into another website.  Sure the display format doesnt look pretty, but fastest for me!

  • tm(unifi) is fuck it block all i use vpn speed i get only 10 kbps, first time i use vpn i get 500kbps after that dead

    • Hi Fauzi,

      I can vouch that I constantly use my office VPN at home with no issues. There are some latecy issues although I’m not entirely sure if that is caused by my VPN, Unifi or home WiFi.

  • Hey Keith, your excellent article is nothing but excellent, and yes, so long as providers here continue being silly enough to use DNS block, I wish that they’ll continue to be ignorant. But a note on proxy sites. They don’t work all the time even if you set them to receive cookies. Certain sites which require cookies and a loginid would not be accessible still.

    I’ve even gone as far as to put myself into ToR sometimes, but take note that encapsulating connections into the onion router would slow down your throughput considerably and is not recommended for games and such.

    • You’re right, TOR does slow things down. But the benefit of using TOR is two-fold, one is that you have anonymity (somewhat) and you provide cover traffic for others hoping to use for far more noble intentions.

      Thanks for the comment 🙂

  • i use pdproxy before and it works fine.. suddenly i cant connect with pdproxy (both free user and premium acc).. i dont know why but i guess they(1bestari net service provider – YTL) stop or blocked any connection from pdproxy

  • I have tried many ways, free and paid ways to open blocked websites, I think vpn works better than others, this is what I can recommend,try the service before you pay for it!

    I ordered my account from http://saturnvpn.com the price is great. 1Months $3.3 , 3Months $7 and 12 Months $16

    It has free test account and you can try the service for free.

    http://saturnvpn.com/free-test-account/

    It supports all protocols(PPTP, L2TP, OpenVPN,CiscoVpn), And you don’t have to buy different accounts for different devices(use 1 account to connect on your computer and your mobile at the same time)

  • I would like to share my experience
    1) free vpn
    If u are using chrome or firefox browser, you can use zenmate vpn
    as the extension in the browsers. Once you open the browsers, you
    the vpn will be activated
    2) router with cable
    some routers do not have the capability of a repeater so you need to buy
    a long cable and attached it to the router. Let us say the router name is
    “Router1”, so if you hook up to router1, the websites is not blocked provided
    you change the DNS to OpenDNS
    3) router with repeater capabilities
    The router is slightly expensive but you do not need the long cable.
    You can place the router in any part of the house and set it to repeater
    mode (follow router instructions) and you have the option to choose the
    router name as same as the unifi router name or set a new name for itself.
    Please set it to a different name say “Router2”. When you hook up to
    router2, the block websites is unblock

    I have experimented with all 3 methods above

    • I don’t know about Zenmate, but Hola which is a free ‘VPN’ is not something I recommend for reasons I cover elsewhere on the blog.

      As with point 2 and 3, I don’t quite get why a repeater would somehow ‘un-block’ websites? I suspect you’re just changing DNS settings, which can be done without any new router (with or without repeater functionality)