: Periodic offers for new cardholders may include 18–24 months on a wider range of qualifying purchases. How Deferred Interest Works (The "Catch")
The following offers are typically available for qualifying purchases as of April 2026: : On storewide purchases totaling $299 and up . best buy 0 percent interest
Unlike a standard 0% intro APR card, Best Buy's financing requires strict adherence to these terms to avoid high interest charges: Best Buy Credit Card: Rewards & Financing : Periodic offers for new cardholders may include
: Often available for appliance and grill purchases totaling $599 and up , or during seasonal computer promotions. : On home theater purchases totaling $999 and
: On home theater purchases totaling $999 and up or unlocked phone purchases totaling $649 and up .
Best Buy offers (often referred to as 0% interest) through the My Best Buy® Credit Card . This is not a "true" 0% APR card, but rather a promotion where interest is waived only if the balance is paid in full within the promotional period. Current 0% Interest Financing Options