Auto Insurance New Jersey Today

New Jersey drivers generally choose between two primary policy structures:

New Jersey operates under a , meaning your own insurance typically pays for your medical expenses regardless of who caused the accident. For a Standard Policy renewing in 2026, the law now mandates the following minimums: auto insurance new jersey

$35,000 per person and $70,000 per accident. Property Damage Liability: $25,000 per accident. New Jersey drivers generally choose between two primary


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