The withdrawal is for a first-time home purchase (up to a lifetime maximum).
You must have held the Roth IRA for at least five tax years, starting from January 1 of the year you made your first contribution. Are Earnings On A Roth Ira Tax
You must also meet at least one of the following criteria: You are age 59½ or older . You have become permanently disabled. The withdrawal is for a first-time home purchase
For a withdrawal of earnings to be completely tax-free and penalty-free, it must meet two primary requirements: it must meet two primary requirements: